ELIGIBILITY CHECK • NO COMMITMENT

Most Homeowners Qualify — Even If They've Been Told No Before

Let's Get Started

Just a few details and we'll personalize your quote

Step 1 of 333%

Age, health history, and occupation don't disqualify you from protecting your home. Our network of 80+ carriers means we almost always find a fit — and we'll tell you honestly if we can't.

We Help All Types of Homeowners Get Covered

Kersey Financial Group specializes in finding coverage for people other brokers turn away.

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Truckers & Owner-Operators

Specialized mortgage protection built around high-risk occupations. Your family deserves protection too.

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Families With Pre-Existing Conditions

Diabetes, heart history, high blood pressure — we have no-exam plans that don't ask.

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Self-Employed Homeowners

Whether you file a 1099 or run a business, your coverage eligibility is not tied to an employer.

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Homeowners Over 50

It's not too late. We find affordable mortgage protection for homeowners well into their 70s.

Don't Let These Myths Stop You From Protecting Your Home

Myth
"I'm too old to qualify"
Fact
We have plans for homeowners up to age 75
Myth
"My health issues will disqualify me"
Fact
No-exam policies exist for most conditions
Myth
"It's too expensive"
Fact
Plans start under $20/month depending on balance
Myth
"I already have life insurance"
Fact
Mortgage protection is a separate, targeted layer of coverage
Myth
"I need a medical exam first"
Fact
Most of our top carriers skip the exam entirely

Here's How We Check Your Eligibility — Without Wasting Your Time

  1. 1

    You Fill Out the Form

    Basic details only. No SSN, no exam, no credit pull.

  2. 2

    We Match You to Eligible Carriers

    Our advisors cross-reference your profile against 80+ carrier underwriting guidelines.

  3. 3

    You Hear Back Within 1 Business Day

    We call or email with honest options — or tell you exactly why and what alternatives exist.

Find Out If You Qualify — It Costs Nothing to Check

Thousands of homeowners who thought they couldn't qualify — did. Let's find out if you're one of them.

Let's Get Started

Just a few details and we'll personalize your quote

Step 1 of 333%