Family protected by mortgage life insurance
Mortgage Protection Insurance

Mortgage Life Insurance That Pays Off Your Mortgage

If Something Happens To You

Let's Get Started

Just a few details and we'll personalize your quote

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4.9/5 Rating
2,500+ Reviews

We can make mortgage protection quotes simple and affordable. The average discount on coverage is $100/year. No medical exam — approved in as little as 10 minutes.

  • Mortgage Life Insurance To Pay Off Your Mortgage
  • Mortgage Insurance With No Medical Exam
  • Compare America's Top Insurance Carriers
  • Permanently Affordable Mortgage Protection
4.9/5 Rating2,500+ ReviewsBacked By America's Top Carriers

Backed By America's Top Carriers

We Shop 80+ A-Rated Insurers So You Don't Have To

State Farm
Transamerica
New York Life
Lincoln Financial
Pacific Life
Ethos Life Insurance
Banner Life
Mutual of Omaha
Penn Mutual
State Farm
Transamerica
New York Life
Lincoln Financial
Pacific Life
Ethos Life Insurance
Banner Life
Mutual of Omaha
Penn Mutual
256-bit SSL Encrypted A+ BBB Rating Licensed in 50 States HIPAA Compliant

The Real Risk

What Happens If You're Not Here Tomorrow?

Think about it for a moment. Really think about it.

If you pass away unexpectedly, your family inherits your mortgage — not your house. The average mortgage balance is $170,000+. Without coverage, your family faces an impossible decision: make mortgage payments on a single income, or sell the home they need most.

Mortgage protection insurance makes sure that if the worst happens, the home they've worked and sacrificed for is paid off. That means your family keeps their house — and the stability and security that comes with it.

A Simple Process

Get a Mortgage Protection Insurance Quote in Under 10 Minutes

No paperwork. No doctor visits. No hassle. Here's how it works:

STEP 01

Tell Us About Your Mortgage

Tell us your mortgage balance, state, and information about your mortgage term. This takes about 3 minutes.

STEP 02

Compare Mortgage Protection Insurance Quotes

Our system immediately compiles all the best protection rates for your mortgage from 80+ A-rated carriers. We show you all of them in real time.

STEP 03

Get Approved With No Medical Exam

We work with top A-rated carriers that approve in 10 minutes. No medical exam required — just get covered right away.

STEP 04

Your Mortgage Is Protected

Once you confirm your plan, the mortgage insurance activates immediately — with rates that stay permanently affordable.

Why Homeowners Choose Us

Why Homeowners Choose Our Mortgage Life Insurance & Mortgage Protection Plans

Mortgage protection solutions from leading carriers, built around your budget and the people who depend on you.

Life Insurance To Cover Mortgage Payments

We help find mortgage protection to pay off your mortgage if the unexpected happens. Millions of homeowners use this every year to protect their family.

Affordable Mortgage Insurance Rates

We work with 80+ A-rated carriers to find competitive mortgage insurance rates. You may qualify for reduced rates without a medical exam.

Mortgage Insurance Approval In Minutes

Our approvals happen in as little as 10 minutes without a medical exam required. That makes it easier for families to get covered quickly.

Your Family Decides — Not The Bank

Mortgage protection insurance means your family can keep the home, not just inherit the mortgage. They decide what to do, not the bank.

Mortgage Insurance With No Medical Exam

Many of our top mortgage insurance plans require no medical exam whatsoever. You may qualify today — just complete the form.

Lock In Mortgage Protection Rates

We compare all 80+ insurance carriers to find the most competitive mortgage protection rate. You always see the best options available.

The Cost Of Waiting

Mortgage Life Insurance & Mortgage Protection Plan Rates Go Up Every Birthday ↑

This is the most critical fact about mortgage life insurance — and most people don't know it until it's too late. A 35-year-old who acts now pays half what a 45-year-old pays for the same mortgage protection coverage.

Every birthday makes mortgage life insurance more expensive. A 35-year-old can pay roughly half what a 45-year-old pays for the same coverage. And if you develop a health condition? You may not qualify at all.

The best time to lock in your mortgage protection life insurance rate was yesterday. The second best time is right now.

Kersey Financial Group
  • Mortgage Insurance With No Medical Exam
  • Instant Approval — Same Day, Term Life
  • Affordable Mortgage Protection Rates
  • A-rated Carriers & Licensed Agents
  • Free Quote, No Obligation
  • Family Keeps The Home
Without Coverage
  • Family Inherits the Mortgage
  • Risk of Losing the Home
  • No Financial Safety Net
  • Rates Rise With Every Year You Wait
  • No Protection If Health Changes
  • No Peace of Mind
50,000+
Homeowners Protected
80+
A-Rated Carriers
4.9/5
Customer Rating
10 Min
Average Approval Time

Real Homeowners. Real Protection.

Hear From Homeowners Like You

"I kept putting it off because I thought it would be expensive and complicated. I filled out the form online and was covered within 2 days for much less than I expected. The process was completely painless."

James K., Texas

"Our rep was highly responsive and the whole thing came together faster than I expected. Now I know my wife and kids won't have to worry about our home if something ever happens to me. That peace of mind is priceless."

Scott M., Florida

"I filled out the form during my lunch break and was approved before dinner. The process was completely painless and fast. I would recommend this to every homeowner."

Dana R., Ohio

Common Questions

Mortgage Protection Insurance & Mortgage Life Insurance Questions, Answered

Everything you need to know about mortgage protection insurance — explained in plain English.

Mortgage life insurance is a life insurance policy designed to pay off your remaining mortgage balance if you pass away, so your family can keep the home without the burden of monthly mortgage payments.

Get Your Free Mortgage Life Insurance Quote Today

Compare mortgage protection life insurance options and see what coverage may fit your family, mortgage, and budget. No obligation. No medical exam required. We shop all major carriers to find your most affordable options to protect your family.

Speak with a Licensed Agent